Here are some common myths about Habitat for Humanity.
Myth: Habitat for Humanity gives houses away to poor people.
Fact: Habitat for Humanity offers a home ownership opportunity to
families unable to obtain conventional house financing -- generally, those whose
income is 30 to 50 percent of the area’s median income. In most cases, prospective
Habitat homeowners make a $500 down payment and contribute 300 to 500 hours of
“sweat equity” on the construction of their home. In addition, homeowners pay a
monthly no-interest, no-profit mortgage. Because Habitat houses are built using
donations of land, material and labor, mortgage payments are kept affordable for
the homeowner.
Myth: Habitat houses reduce property values in a neighborhood.
Fact: Low-cost housing studies in the United
States and Canada show affordable housing has
no adverse effect on other neighborhood property values. In fact, Habitat houses
have increased property values and local government tax income.
Myth: Habitat homeowners are on welfare.
Fact: While some Habitat homeowners receive Aid to Families with Dependent
Children (AFDC), many more are working people. Their typical income is less than
half the local median income in their community.
Myth: You have to be a Christian to become a Habitat homeowner.
Fact: Habitat for Humanity is a Christian organization. However, homeowners are
chosen without regard to race, religion or ethnic group, in keeping with United
States law
and with Habitat’s abiding belief that God’s love extends to everyone. Habitat
also welcomes volunteers from all faiths, or no faith, who actively embrace
Habitat’s goal of eliminating poverty housing from the world.
